The American Express® Gold Card offers several military benefits, including an annual fee waiver for active duty, Guard, Reserves on 30+ day orders, and military spouses. It also provides a generous sign-up bonus, points back on dining, travel, and everyday purchases, plus free Uber Cash for rides or Uber Eats. This makes it a great choice for military members and their families to enjoy premium rewards without the usual fees.
American Express® Gold Card
Learn how to apply
- Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- No foreign transaction fees – great for the 4x on restaurants when traveling for fun, OCONUS TDY, or PCS!
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $84 Dunkin’ Credit: You can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.
- Go explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- Enrollment is required for select benefits
- $325 Annual Fee Waived For Active Duty, Guard, And Military Spouses
Why Should You Choose The Amex Gold Card?
As a military member, financial independence and making every dollar count are crucial, especially when you’re balancing travel, duty stations, and family life.
The American Express® Gold Card is more than just a credit card; it’s a tool that helps you earn rewards and save money, while providing the financial flexibility that can make your life easier.
Here’s how signing up for the American Express® Gold Card can empower your financial independence, save you money, and even unlock the ability to travel for free.
Maximize Everyday Spending
With the American Express® Gold Card, every purchase you make is an opportunity to earn rewards. By leveraging its 4X points on dining and 3X points on flights, you’ll be accumulating Membership Rewards® points on everyday spending.
This consistent buildup of points is like creating your own mini savings account—one that you can use for anything from travel to shopping. Using a rewards card effectively isn’t just about spending more—it’s about aligning your expenses with the benefits of the card.
By focusing on categories like dining, groceries, and travel, you can earn points while spending on things you already would.
As these points add up, they become a powerful resource to support your financial goals, whether it’s saving for a vacation, funding a big-ticket item, or even offsetting some of the costs of daily life.
Save Money With Credits And Benefits
The American Express® Gold Card offers several credits and benefits that effectively lower your overall spending, giving you “free” money. For example, the $120 Uber Cash and $84 Dunkin’ Credit are just some of the ways you can offset your costs, especially for things like transportation and food—two areas that military members often spend on regularly.
These credits significantly reduce the impact of your monthly expenses. By taking full advantage of these benefits, you can essentially make the card pay for itself. The $100 Resy Credit and The Hotel Collection benefits further extend these savings, giving you tangible value each year.
Instead of spending money on things like rides, food, and hotels, the Amex Gold Card helps cover part of the cost, making it easier to manage your budget.
Turn Points Into Free Travel
One of the most powerful features of the American Express® Gold Card is the ability to transfer your Membership Rewards® points to Amex’s extensive list of airline partners. This is where the true magic happens. By transferring points to airline partners like Delta, British Airways, or Singapore Airlines, you can often multiply the value of your points.
In many cases, this lets you book flights for a fraction of the price they would normally cost in cash. Imagine booking an international flight for just a few thousand points, all thanks to the power of point transfers. This is a game-changer for military members, especially if you frequently travel for work or leisure.
With the American Express® Gold Card, you can unlock the full potential of your rewards points, turning everyday purchases into free travel and experiences. By strategically using your points for flights or even upgrades, you can minimize your out-of-pocket travel expenses—ultimately helping you travel more frequently and for less money.
The ability to book free or discounted flights is a significant benefit, and it makes the American Express® Gold Card an invaluable tool for anyone looking to maximize their travel budget.
If you’re ready to take control of your finances and unlock the power of rewards, the American Express® Gold Card for Military Members is the perfect choice. Sign up today and start maximizing your rewards, saving money, and exploring the world for less.
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